INSURANCE SERVICES

DISABILITY INSURANCE

It pays to protect your employees’ income—and your business’s profits—from the financial impact of a disability. For most employees, the ability to earn a living is their most significant financial asset. Lengthy periods of disability can be financially devastating for them and their families. Thus, disability insurance is a key component of a benefits package that’s competitive enough to attract and retain talented employees.

GROUP LIFE INSURANCE

Group life insurance helps protect your employees’ families and their assets at minimal cost, and is a great complement to an individual life insurance policy. We can help you design a plan with standard and optional features that fits your company’s needs and makes your group life insurance coverage attractive to employees.

KEY-EMPLOYEE INSURANCE

Key-employee insurance helps protect your company from the unexpected death of a key person in your business. The policy is paid for by the company, and if the key person dies, the company receives financial benefits to help it remain operational.

GROUP HEALTH INSURANCE

Health Insurance has become such an integral part of a small business.  Health Insurance can increase employee retention and create an environment where employees feel empowered and wanted.  We offer comprehensive health insurance for small businesses that have 5 or more subscribers.  Our role is to educate your employees about their coverage, research multiple carriers and gather quotes for the best rates during your renewal period.  Finally, we offer other health insurance planning tools such as HRA’s and HSA’s to offset the ever increasing cost of healthcare.